Every cyclist should be wary of accidents. Cyclists are vulnerable road users, which means that even safe cyclists are in danger each time they take to the roads. Accident claims allow you to seek compensation for the damages associated with an accident, so it is important that you are aware of how to navigate these claims. Here are the top five things you should know about accident claims.
1. Understanding Your Legal Rights
First, you need to know your legal rights. Cyclists have the same rights as any other road user, so you could be entitled to compensation if you are in an accident that was not your fault. Compensation can cover medical costs, current and future loss of earnings, and factors in pain and suffering. These cases can be complex, which is why it is best to consult with personal injury lawyers who specialise in bike accidents.
2. Documenting the Incident
Proving fault is key, which means that you need to document the incident as best you can. This is not always easy in the aftermath of an accident, especially if you are hurt and/or shaken up. You can document the incident by taking photographs of the accident site, damage, and injuries, recording witness details, and obtaining official reports. It is also worth seeing if there is any CCTV footage or dash cam footage from other motorists. Thorough documentation can strengthen your claim and support your case effectively.
3. Navigating the Claims Process
To submit a claim, you will need to notify your insurance company and report the incident. You can then seek legal counsel with a solicitor who specialises in cycle accident claims. They will be able to guide you through the process and ensure all necessary paperwork is completed properly and filed.
4. Maximising Your Compensation
To secure the maximum amount of compensation, you will need to accurately calculate the losses incurred as a result of the accident. This can include medical expenses, lost earnings, damage, and any other costs incurred. It is then a case of negotiating with insurance companies – do not settle for their first offer and take advice from your legal counsel to maximise compensation.
These are four of the main things to be aware of regarding cycle accident claims. Cyclists are vulnerable every time that they use the roads, and accidents are common. When you are involved in an accident that was not your fault, you will want to seek compensation to cover the damages, particularly if the costs involved are high. Hopefully, this post will guide you through the process and help you maximise your compensation claim.